Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk
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Will I Need to Put Anything Down as Collateral?
These are all unsecured loans, which means that you never have to commit any property or belongings of your own to the loans. There is no collateral involved to protect the lenders from risk. Instead, they assess your finances and determine how much or how little of a risk you are based on that.
If you are considered too risky for any of these loans, due to tight finances or bad credit, then you may be able to get a guarantor loan. With this kind of loan, you would have someone else in a better financial situation than you sign for the loan. Then you consign with them, but they shoulder the responsibility for it.

How Soon Will I Get My Money?
We know that you are eager to receive your funds, and after you are approved for the loan of your choice, it won’t take long to get them to you. Some lenders can have your funds to you in as little as 24 hours, but depending on the type of loan it is, it can take up to three days. The larger the loan, the longer it usually takes. You can always check on the status of the loan with your lender.

What Will My Costs Be?
We will never charge you a penny, our service is completely free and we seek our payment through the lenders so you will get your loan at a fee free cost.
You will obviously have to pay the base loan amount. That’s the exact same amount as you borrowed, and it is called the principal. On top of that, each loan comes with interest, which is compounded regularly. There may also be some fees related to the loan, such as a processing fee, early repayment fee and late fee.
If you do pay late, you can expect to pay more, as fees and interest may be added to you.
We are your best choice for finding the right loan no matter what your financial situation is. We work with many lenders who have a lot of options for you, so you can rest easy knowing that you are getting the most applicable loan for your circumstances.

Representative Example:
305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% (variable)