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Once we’ve found you a loan, then you can apply with the lender directly. They may require some additional information and documentation.

This two-step process is the quickest way to find out if you are eligible and it ensures that you get the loan you want. When you first fill out that application form on our page, we ask you what kind of loan you are hoping to get.

We want to know a few specifics about the loan so that we can connect you to the best lenders for your situation. Not all of our lenders offer the same loans, so it’s important to filter through them to find the most appropriate choice.
Now, let’s answer a few quick questions you may have about the lending process and how it works here.

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300 Loans

When paycheck is just enough for your monthly obligations and you have no savings, and an emergency expense suddenly comes up, it is one of those situations you don’t want to be. Fortunately, loans are everywhere and you have many options. If you only need a small amount cash just enough to cover the emergency expense, you can take out 300 loans.

When the urgent expense requires only a small amount of money, it would be impractical to take out large, long-term loans. 300 loans are the best remedy for immediate expenses and are just enough to tide you over the month when you are short on cash.

What are 300 Loans?

Small amounts are normally short-term. Anything you need to pay in one to three years are typically mid-range loans. Beyond three years is already a large amount and is considered as a long-term loan. Long-term loans may even have repayment period that could stretch out for decades.

300 loans are a practical solution since they are small and short-term. You can get over the debt right away, as you can repay them quickly. Most 300 loans are payable only in just two weeks. Loans like these in the UK are popularly known as payday loans. You repay these loans in one lump sum as a one-off payment on your next paycheck, hence the name payday loan.

However, some lenders offer instalment option for 300 loans, wherein you can repay the loan in two to three months. Small loans like 300 loans are unsecured type of credit. Therefore, you don’t have to worry about putting up an asset as collateral to obtain a 300 loan.

why get 300 loans

Small and short-term loans had a tremendous growth in the market recently, as the demand is increasing as well. These loans are available everywhere – from traditional lenders to credit unions to online lenders. Many lenders offer online services and even on mobile phones, which provide convenience and quick access to those in dire need of small and quick cash.

Small as the amount may seem, but 300 loans could fill in the gap of your financial need between paychecks. 300 loans also bridge the gap in the market for those who simply cannot get credit through the banks and mainstream lenders for some reasons. They may have poor or bad credit or have no credit yet because it’s their first time to borrow. However, 300 loans come with high interest rates to compensate the risk and convenience these loans offer.

Where to get 300 Loans?

The most common form of 300 loans in the UK is the payday loan, as mentioned earlier. Aside from payday loans, there is also the doorstep loan, which is popular in the UK as well. It is one of the most convenient type of financing because cash is delivered right to your doorstep. Likewise, your repayments are also collected from your home, so you don’t have to go to a local office or use your bank account. An agent of the lender comes to your home and discusses the loan with you. Once your application is complete and approved, you can have the money right then and there.

Other terms of 300 loans in the UK are cash loans, quick cash or instant cash. As the names suggest, you can get the money into your bank account quickly with these loans. Transaction is done all conveniently online, so you don’t have to wait in line or get an appointment with the lender’s.

Why take out 300 Loans?

Having to pay a loan for many months or years is quite a burden. For immediate financial concerns, people prefer small, short-term loans for this reason. You don’t always need to take out large amount of loan when you only need as little as £300.

Majority of people take out small, short-term loans such as 300 loans for interim and emergency expenses because this amount is just enough to cover the cost. Although the loan term depends on the lender, 300 loans usually provide the repayment period that suits your financial status and capability to repay.

If you have a low credit score, you may have a hard time getting a regular loan from banks and other mainstream lenders, but you can definitely qualify for 300 loans easily from online lenders. If you qualify for a 300 loan, think of it as your chance to improve and rebuild your credit score by paying the loan on time.

300 loans are also the favorite option for people with weak financial position or those who have no regular job. You can settle 300 loans in a few weeks, freeing yourself from debt. You can quickly get rid of the monthly burden of paying the loan.

Furthermore, with 300 loans, you are actually paying less interest as compared to loans with longer repayment duration. Small, short-term loans may have high interest rate per month compared to a more affordable monthly repayment of long-term loans, but the total loan cost of long-term loans are higher, as they are stretched out for several months.

Key Points

When are faced with a financial emergency, small loans such as 300 loans can help you save the day. If you want a loan that is quick and easy to obtain as well as to pay back, take out 300 loans. These loans are the best answer for any emergency expenses. 300 loans provide sufficient assistance to your immediate financial needs, especially when you have no savings or not enough funds on hand.

For you to get the best deals, take time to shop around, and choose which one works best for your circumstances. Before accepting a loan, be sure to understand all the details of the loan agreement. While you need to get the money as quickly as possible, do not make rush decisions. Compare first all the fees, other charges, and the features of the loan among different lenders.

Avoid getting into a deeper financial trouble, as it will affect your credit record. Having a poor or bad credit will make it difficult for you to obtain a loan in the future. Ensure that you can make your loan repayments on time and don’t miss any.

why get 300 loans

5 most recent personal loan reviews

Review of Oakam

There are no other companies who can finance you as easy as Oakam loans, fast, courteous, reliable, no penalties and no hidden fees - real people for working class. Be honest find a friend to back you and you're done. Over 3 months I got £10,000, thank you Oakam you were there for me when all banks said NO.

Review posted by Daniel Fisher, Grantham

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Review of Cashflex

Cashflex was very considerate and understanding in giving a loan to a person with a limited credit history in the UK. Although I am in a well paying job, the fact that I moved recently to the UK makes people like me with a limited credit history look totally untouchable for high street banks. Cashflex opened a door and some breathing space for me, whose only other option would be payday loans. Thank you very much Cashflex!

Review posted by Manu Balewa, Plymouth

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Review of Flexy Finance

After almost giving up on all my wedding plans due to the fact my grandfather had recently been diagnosed with lung cancer, taking months off work to look after him and attend his treatments, this took a massive impact and couldn't afford to pay our venue. Our wedding is in June and the pressure was getting to much! Not to mention the worry and feeling anxious that my grandad won't be here to give me away, it's basically now or never. So knowing my credit isn't the best I just hit a wall and thought this was the end! Until I came across Flexy Finance loans! After having a chat with my sister who wanted the wedding to go ahead as much as me she very kindly agreed to stand my guarantor! I only applied Saturday evening Tuesday £4000 cleared into my account! So a massive massive thank you! You've not only helped my dreams come true but given my family hope and something very good to look forward to! Would recommend to anyone.

Review posted by Anita Moir, Downham

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Representative Example:
305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Please note:
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